Fit to You Insurance Solutions will work to find your fit.

Term Life Insurance provides a death benefit for a limited period of time. Term insurance is only good for a period of time, because it has a TERMination date. With term insurance you can purchase a very large amount for very little cost, which makes it attractive; however, it only pays if the insurer dies during the policy term. The length of a term policy can be anywhere from 5-30 years.

Whole Life Insurance , also known as permanent life insurance, provides death benefits for the entire life ( the whole life) of the insured. With a few exceptions, your policy cannot be canceled by the carrier once you have been approved for the coverage. Whole life insurance builds a cash value at a fixed rate determined by the insurer at the time of purchase.

Affordable life insurance that covers your mortgage payments. Homeowners insurance protects your property against physical loss or damage, but what happens if you or your spouse suddenly dies, gets sick, or becomes disabled? How do you make sure they have enough money to keep up with mortgage payments? Mortgage protection insurance is typically a term policy set for the length of your mortgage whereas mortgage payment protection is typically a small whole life option. Feel good knowing your family, not only won’t lose their home in the event of an unexpected death, but would be able to pay it while giving them time and options.

Simple and affordable with guaranteed coverage, peace of mind and designed for older adults who are ready to make their final expense plans. Final expense insurance can help cover the costs associated with your passing, including medical expenses, a memorial service, cremation or a funeral. The average funeral costs $15,000. Protect your loved ones from having to pay up front for your final expenses. Final Expense insurance is an affordable, typically smaller face value, whole life option, for people who want reliable coverage that lasts a life.

With universal life insurance, you pay a monthly fee that splits into two parts: One covers life insurance and the other goes into savings and investment. 

An Indexed Universal Life (IUL) policy is permanent life insurance coverage with both an insurance component and a cash value savings component. The cash value can be indexed to a financial market index, offering policyholders the upside potential that comes with investing in the markets while still retaining the protection of life insurance coverage.

No one likes to think about their own death, or the death of a loved one, but it is so important to have a plan in place in case the worst happens. Although you may feel like you won’t need life insurance until you’re older, the best time to have a policy in place is always right now. Fit to You Insurance Solutions can help you find the best fit and the best rate for you and your loved ones from caring agents you can trust.